Our Services

Four ways we work with
Payment Businesses

Whether you're building new infrastructure, modernising what you have, governing the AI models you use, or running operations at scale. We have a team that has done it before.

Core Build

AI Accelerated Fintech Engineering

  • AI Agent Swarm Powered Legacy App
  • AI-Led Fintech Engineering
  • AI Strategy & Implementation
  • Agentic AI & Automation
  • New Product and Platform
  • Business Intelligence & Advanced Analytics
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AI Accelerated Fintech Engineering
Core Control

AI Governance

  • AI Risk Classification & Impact Assessment
  • AI Security, Privacy & Data Protection Controls
  • Model Lifecycle & Governance Framework
  • Regulatory Alignment ISO, NIST, EU AI Act
  • Human-in-the-Loop & Audit Controls
  • Shadow AI Detection & Risk Management
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AI Governance
Core Operate

Intelligent Operations

  • 24x7 Transaction Monitoring
  • Fraud Detection & Risk Management Workflows
  • Customer & Cardholder Support (L1-L3)
  • Disputes & Chargeback Lifecycle Handling
  • Reporting, Reconciliation & Audit Pipelines
  • Onboarding & Operational Playbooks
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Intelligent Operations
Core Modernise

AI-Led Legacy Modernisation

  • Legacy Code & Business Logic Extraction
  • System Decomposition & Migration Planning
  • AI-Assisted Code Generation & Rebuild
  • Multi-Level Validation & Testing Framework
  • Cloud, Microservices & Platform Migration
  • Parallel Rollout & Zero-Loss Deployment
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AI-Led Legacy Modernisation

Trusted by Fintech Leaders

Feedback from fintech partners delivering secure, scalable, compliant card platforms.

Panasa has been a great asset in developing our payment solutions, acting as a true extension of our team while enabling scale and continuous support. We highly recommend their fintech development services.
Giovanni Santini Chief Executive Officer
Panasa allows us to focus on growing our brands. With their FinTech expertise, dedication, ability to scale, and meticulous attention to detail, we're able to position ourselves as one of the most cutting-edge groups in payment solutions.
Tom Bishop Chief Commercial Officer

Frequently AskedQuestions

Everything you need to know about Panasa. From capabilities to how we deliver results.

Panasa provides end-to-end engineering, infrastructure, and operations support. We help design, build, scale, and run secure financial platforms reliably.

We work with issuer processors, neobanks, payment service providers, BaaS platforms, and programme managers across the UK, EU, and APAC regions.

Yes. We are ISO 27001 certified and PCI-DSS aligned. Compliance is built into our engineering and operations processes from day one, not bolted on afterwards.

Absolutely. We currently support platforms processing over 10 million transactions monthly, with multi-region deployments and 24x7 operational monitoring.

We are payment specialists, not generalists. Our team has 20+ years of experience in card platforms, scheme integrations, and regulated fintech environments. We offer end-to-end ownership from engineering through to 24x7 operations.